These Terms & Conditions ("Terms") govern your use of the Love Ledger mobile and web application and related services (the "Service"). By downloading, accessing, or using Love Ledger, you agree to these Terms. If you do not agree, do not use the app.
Love Ledger is operated by [LEGAL_ENTITY_NAME] ("we", "us", or "our"). Contact us at noreply@loveledger.squarebrowser.com.
You must be at least 13 years old (or the minimum age of digital consent in your country) to use Love Ledger. By using the app, you confirm you meet this requirement and that the information you provide is accurate.
Love Ledger helps you track expenses, income, budgets, wallets, and shared lists. We may add, change, or remove features over time. The app is a tool to help you organise your finances. It is not a bank or a provider of financial, accounting, tax, or investment advice. You are responsible for the accuracy of the data you enter and for your financial decisions.
You agree not to:
When you invite someone to a list, you control their scope and role (Editor, Viewer, or Commenter). You are responsible for who you invite and what you share. We are not responsible for how invited people use data you choose to share.
The Love Ledger app, including its name, logo, design, and software, is owned by us or our licensors and protected by intellectual property laws. You receive a limited, non-exclusive, non-transferable, revocable licence to use the app for personal, non-commercial purposes under these Terms.
The app relies on third-party services (including Supabase, Firebase, RevenueCat, and the app stores). Your use of those services may be subject to their own terms and privacy policies. We are not responsible for services we do not control.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. You are responsible for maintaining your own backups (e.g. via export). In guest mode, uninstalling the app or clearing its data permanently deletes your data.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF (OR INABILITY TO USE) THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
You agree to indemnify and hold us harmless from any claims, damages, losses, and expenses (including reasonable legal fees) arising from your misuse of the Service, your violation of these Terms, or your violation of any rights of another party.
You may stop using the app and delete your account at any time. We may suspend or terminate access if you breach these Terms or if we discontinue the Service. Provisions that by their nature should survive termination (such as ownership, disclaimers, and limitation of liability) will survive.
We may update these Terms from time to time. When we make material changes, we will update the "Last updated" date and, where appropriate, notify you in the app. Continued use after changes take effect means you accept the updated Terms.
These Terms are governed by the laws of [GOVERNING_LAW_COUNTRY] (currently: Bangladesh), without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction of the courts located there, except where applicable law gives you the right to bring proceedings in your local courts.
Questions about these Terms?
Email: noreply@loveledger.squarebrowser.com
This document is a plain-language template provided for convenience and does not constitute legal advice. Please have it reviewed by a qualified legal professional before publication.